|
Health Insurance Terms I-Z
Click on a letter to quickly jump to that part of the alphabet.
                 
Get a free health insurance quoteResearch quotes, and apply for coverage at eHealthInsurance. You can pick what coverage you want and set your limits and deductibles, before applying for more personalized rate info.
Start here:
If you do not receive enough quotes to make an accurate comparison, try adding quotes from InsureMe. This is a service that will provide you with competing quotes from local agents who can also offer help with setting coverage limits, deciding on a plan, etc. Click here to fill out one quick form.
Indemnity Contracts:
Policies covering a specific amount per day for hospital stays or long-term facility costs.
Indemnity Insurance Plans:
Plans covering medical services provided by any doctor or hospital
Intermediate Nursing Care:
Care with minimal supervision.
Intermediary:
Individual or insurance company responsible for paying health care costs.
top
top
Limited Health Insurance:
Policies with restricted coverage for injuries and illnesses.
Long-Term Care:
Extended health care for disabled or older individuals - i.e adult day care, hospice care, respite care, and intermediate care.
Long-Term Care Insurance:
Insurance that covers the cost of long term care.
top
Major Medical Insurance:
Insurance covering the costs related to hospitalization.
Managed Care:
Health insurance plans with low cost but care is limited to doctors within the network.
Maximum Out-of-Pocket:
Maximum amount you are required to pay within a year for deductibles and coinsurance.
Medicaid:
Government funded health insurance program for low-income individuals.
Medical Savings Accounts:
Tax-exempt savings account used for medical costs.
Medicare:
Government funded program providing health insurance for individuals 65 and older or disabled.
Medicare Supplemental Insurance:
Covers the expenses of health care not included under Medicare.
Medigap:
See "Medicare Supplemental Insurance".
top
Non-cancelable Policy:
Policy that is guaranteed renewable.
Nursing Home Care:
Health care received in a nursing home.
top
Point of Service (POS):
Managed care plan that covers some expense associated with non-network care.
Pre certification:
The approval an insured individual must get before certain health care services are obtained.
Preexisting Condition:
A health problem that existed before your insurance was effective.
Preferred Provider Organization (PPO):
Managed care plan that covers some expense associated with non-network care.
Premium:
The monthly payment for insurance coverage.
Preventative Care:
Health care services for prevention.
Primary Care Physician (PCP):
Doctor who monitors your health and recommends specialists.
top
Respite Care:
Temporary care.
Rider:
An attachment that changes a standard insurance form.
top
Self-Employed Health Insurance:
Insurance for the self-employed.
Short Term Health Insurance:
Provides coverage during gaps between policies
Small Business Health Insurance:
Businesses with between 2 and 50 employees are eligible.
Stop-Loss Provision:
The out-of-pocket amount the insurance company agrees to pay 100% of your medical expenses.
top
Travel Health Insurance:
Coverage for when you travel abroad.
top
Usual, Customary and Reasonable Charges:
The price for medical services the insurance company determines to be the average charge for similar procedures in a given geographical location.
Want to learn even more?
Then subscribe to our free email course. You'll learn the simple step-by-step process that will help you locate, evaluate, and purchase the best possible health plan for you and your family. (Or your small business).
Sign up here:
|
Sign up for our free email course to learn the step-by-step process that will help you get the best health coverage for the least amount of money.
Sign up here:
|
|
|
